Commercial Business Loan

A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs.

Caplines

An umbrella program to help small businesses meet their short-term and cyclical working-capital needs.

Lender

An entity which makes funds available to others to borrow.

Leasing Construction Equioment

Leasing construction equipment rather than financing maximizes your working cash and ultimately saves you money.

Leasing

Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time.

Leasing Restaurant Equipment

Leasing restaurant equipment, as opposed to outright purchasing or financing, allows you to retain more working capital and makes budgeting easier. From ice maker machines to refrigerated sushi cases, leasing can provide you with the newest and highest quality equipment available.

Interim Loan

These loans range from 6 months to 5 years with the most typical term being 3 years.

Intrastate Offering

Securities offering limited to investors residing within one specific state. Typically done to avoid SEC registration requirements.

Lease

Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time.

Lead Investor

A company's principal provider of capital, typically the entiy which helps originate and structure syndicated deals.

Invoice Advance

Most small, non-retail businesses sell their goods and/or services to medium and large-sized businesses or government agencies. These agencies then invariably require their small business vendors to submit invoices for payment, usually bearing Net-30 day or longer terms. Therefore, in truth, small businesses provide financing to their large business/governmental agency customers which is the crux of the small business cash flow dilemma.

LBO

Management buyouts, Acquisitions, Divestitures, Valuations, Refinancings. Financing can be provided for the strategic purchase of other product lines, divisions, or companies.

Later Stage Funding

Later stage funding is normally for a company expecting to go public usually within a year. Often this funding is structured so that it can be repaid from proceeds of the public offering and non-included in any IPO sale restrictions.

Investment Property

A property that is not occupied by the owner, usually purchased specifically to generate profit through rental income or capital gains.

Investment Capital

Investment capital in a your company ultimately determines its success on the availability of capital, its cost and the consequent capital structure.

Investment Banker

An institution that acts as an underwriter for corporations, but which does not accept deposits or make loans.

Investment Bank

An institution that acts as an underwriter for corporations, but which does not accept deposits or make loans.

Inventory Loan

Inventory loan financing (also known as "Flooring") is the leveraging of inventory using the value of the financed equipment/stock as collateral for the loan.

Intermediate Round Funding

Maturing company where a future leveraged buyout, merger or acquisition and/or initial public offering is a viable option.

Entrepenuer

A person starting a new company who takes on the risks associated with starting the enterprise, which may require venture capital to cover start-up costs.

Equipment Financing

Conserves cash with the maximum tax benefits.