Account Receivables Factoring

The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts.

Account Receivable Credit Line

Your invoices to your customers for goods delivered or services rendered can be converted into a "credit line" from which you may draw cash to manage your business.

Investor

The entity who makes investments.

Raw Land Loan

Financing for undeveloped, unused land.

Land Lease

A lease in which only the land is rented.

Fund

To finance or underwrite.

Primary Offering

The initial sale of a company's stock.

Permanent Financing

Long term debt or equity financing.

Capital

Money invested in a firm.

Business Lender

Businesses that provide loans to others.

Hard Money Loan

Private lenders and fast cash access.

Going Public

The process of an initial public offering.

Business Finance

managing your business money.

SCOR

Small corporate offering registration.

Cash Advance

A loan taken out on a line of credit.

Financing

Providing the necessary capital.

Hard Money

Private lenders and fast cash access.

Cash Credit

A short-term cash loan to a company.

Funding

Financing or providing funds.

Leaseback

Use your equipment to get capital.

Business Credit Line

The maximum credit that a business is allowed.

Equipment loan financing through traditional or non-tradition methods rather than leasing can still be a more sensible route.

Equipment Leasing

Operating leases require the equipment to be returned to the lessor at the end of the lease. Some leases have a $1.00 Purchase Option or a guaranteed purchase amount (usually 10%). Other leases have a "Fair Market Value" purchase agreement where the amount is to be determined.